Is motorcycle insurance required?
Nearly every state requires motorcycle insurance, and each state has its minimum requirements for motorcycle insurance. You can find your state’s minimum motorcycle liability coverage limits in the tool in this article. If you’re financing your bike, your lender will usually require you to carry comprehensive motorcycle coverage and collision motorcycle coverage.
Even if a state doesn’t mandate riders to carry motorcycle insurance, you’re still required to show financial responsibility if you cause an accident while riding.
Minimum liability limits for motorcycle insurance by state
Liability consists of two types of coverage: bodily injury and property damage. The chart represents three numbers that indicate each limit. For example, if the liability coverage required for motorcycle insurance in your state has a minimum limit of 25/50/25; you need at least $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 per accident for property damage.
Source: https://www.progressive.com/answers/do-i-need-motorcycle-insurance/